If you walk out of our office with a lighter step,
we've done our job

Stress is the last thing you should feel when planning and gaining control of your financial future. So we start by discussing more important things than complex investment strategies or trying to sell you individual products and services.

Sit down, get comfortable, and share your dreams with us. We’ll listen carefully and closely, and we’ll help you identify your life goals. Then, drawing on years of experience and the full array of services we can offer you, we’ll help you develop long-term plans that will achieve those goals.

Learn more about how Gardhouse Financial can help make all your money management easier.

Practice Areas

Tax Returns

We can quickly prepare and file your income tax return for a price that might surprise you. But beyond that, we’ll help make sure you’re getting all the refunds you’re entitled to.


Before you can plan your investments and grow your wealth, you need to have an idea of where you’re headed, what you want out of life, and what you hope to do, be and accomplish. Only then can you choose the right investment steps to take.

Retirement Planning

Planning on a comfortable income for your retirement means more than just saving and investing. What you do with your investments when you retire and how you make the most of the tax benefits provided by these products can make a huge difference in your retirement years.


We work with an extensive list of reputable life insurance providers, and we can also help you choose a trustworthy firm for critical illness insurance or disability insurance.

Small Businesses

As an entrepreneur, you owe it to yourself and your business to concentrate on what you do best. We make that easier for you. Assign the day-to-day financial details of your company to us, and use the big picture we provide to help you focus on growing your small business.

Estate Planning

Everyone knows how important it is to have wills and powers of attorney in place. But it's something that's very easy to put off. It's not something people want to think about, and the legal expenses can deter you. But we can make it easy on you.

About the Firm

While Larry and Bev Gardhouse both began selling insurance products in the early 1980s, they quickly recognized that clients wanted additional choice and service, including investment products, financial counsel and such essential services as preparation of tax returns.

“We’re motivated by what our clients need,” says Larry. “They wanted more services, and people were getting too much conflicting advice from accountants, insurance people, and investment salespeople. Since we expanded our services, our goal has been to fill that void and let our clients focus on what they do best.”

With Bev’s expertise in the insurance business and Larry’s focus on investment and taxation, the couple put their strengths together and formed Gardhouse + Gardhouse Financial Services in June, 1986.

Today, you can visit Gardhouse Financial Counsel in our Meaford location, which opened in September, 2007.